Business & Investment

Cleaning guru Aggie Mackenzie talks to me and my money

Bold: Aggie Mackenzie quit his job at Good Housekeeping

The best financial decision Aggie MacKenzie has ever made was to give up her job at the Good Housekeeping Institute and introduce her to the Channel 4 television series “How Clean Is Your Home?” ..

She told Donna Ferguson that she continued to earn up to £ 440,000 a year from her television job. This is the salary she felt unsuitable.

A 66-year-old Scottish moderator lives in a two-bedroom home without a mortgage in northern London, but says her heart remains in the Highlands where she grew up.

On her website Aggietips.com, she offers home tips on domestic issues.

What did your parents teach you about money?

Don’t fritter. My dad was Jack in every deal. He was a blacksmith who repaired metalwork and ran a local garage.

When we were kids, my mother was a housewife, but she worked as a cleaner at a local hotel.

Dad ran his own business and had more cash than most people, but when I was growing up I didn’t have much money.

Six of us lived in a three-bedroom public housing in Rothiemurchus in the Scottish Highlands.

My parents came from a poor background and were instructed not to waste money.

For example, they believed that holidays were trivial and it was better to spend money on furniture and items that lasted longer than experience.

Have you ever had a hard time achieving your goals?

not much. I’m always on a well-paid job and I’m not stupid about money. I have always been able to live within my means.

Have you ever been paid stupid money?

yes, I have. In the mid 2000s I was paid a ridiculous amount. The stupidest money I’ve ever earned was the £ 100,000 bonus I got for some TV jobs I already agreed to do. My agent was thrilled, but I felt strange. I didn’t think it was worth it.

What was the best year of your financial life?

2003 was the first year I did a TV show. How clean is your house? I was still working at the Good Housekeeping Institute four days a week and earned about £ 50,000 a year.

Then, throughout the weekend, I filmed the show. In total, I was able to earn an additional £ 100,000 in my leisure time. It was great.

Mackenzie appeared on a TV show How clean is your home? With Kim Woodburn. She says 2003, the first year she recorded the program, was the best fiscal year in her life.

Mackenzie appeared on a TV show How clean is your home? With Kim Woodburn. She says 2003, the first year she recorded the program, was the best fiscal year in her life.

When the second series was commissioned, I realized I had to take the courage to quit my job at Good Housekeeping. When my kid was small, I couldn’t hack the pace of working all weekend.

That’s when I started throwing all this money to do the series after the series. I also got an advertising gig and worked in the United States. In 2004, I won £ 440,000. I feel a little sick. I didn’t feel comfortable with it.

The most expensive thing you bought for fun?

This was a £ 1,500 abstract sculpture by artist Laura Thomas. I sent a photo of my favorite color and shape and made it based on it. Still, I have a lot of joy.

What is your biggest money mistake?

On the advice of a friend, I invested a six-digit amount in a real estate investment scheme that promised really good returns, but it turned out to be a murine scheme and was quickly folded.

I haven’t figured out exactly how much money I lost, but it would have been enough to give the apartment enough deposits so that the kids could buy their own home. It was terrible when I found it.

But I managed to forgive myself and move on. I wasn’t worth the money in the first place.

The best money decision you made?

I decided to quit my job at Good Housekeeping. I wasn’t guaranteed that my TV career would be successful, but I felt I had to catch the day.

I love my job and I’m 66 years old, but I’m not even thinking about retiring. I have a lot of freedom about when and how to work, which I think is irreplaceable.

Rothie murchus in Cairngorms National Park: Aggie MacKenzie states that her mind is

Rothie murchus in Cairngorms National Park: Aggie MacKenzie states that her mind is “always in the Scottish Highlands” while she owns a home in Northern London.

Do you want to save on your pension?

not anymore. The plan is good enough and seems to make money on its own. I started pension in my early twenties.

The National Magazine Company, which owns Good Housekeeping, advised me to do so. I’m glad I got my pension income of £ 350 a month and last year I got a tax-exempt lump sum.

Are you investing in the stock market?

I do it through a financial adviser. I have some Isa and have invested in a number of investment funds.

I can’t remember one of them, but I haven’t invested in cigarettes, oil or weapons. I earn £ 500 a month from my investment, but my capital is still growing.

Do you have a property?

Yes, I own a house where I live. It’s a modern two-bedroom home in northern London. Completely purchased for £ 770,000 in 2016 after the couple’s home was sold after the divorce.

I think it’s been worth it since then, but I’m not sure. I love living in London, but my heart is still in the Highlands and will always be.

What is one luxury you treat yourself?

perfume. I have a Portrait Of A Lady that I like. A 50ml bottle costs £ 140, but that’s my luxury and I absolutely love it.

What if you were the prime minister?

I will revive the SureStart scheme, which has helped families with young children living in disadvantaged areas.

He has many friends working in public institutions and says the plan has made a big difference between young children and struggling mothers.

It identified families in distress early and provided a place of support and safety where children could help at a young age.

For all accounts it really worked. And it has been removed and not replaced by anything. I know that if it is brought back, it will make a big difference to many families.

What are your top financial priorities?

I’m helping my two sons ride a property ladder. One is 30 years old and is purchasing with his girlfriend. Young people are not yet ready to settle down.

But that is my priority. Rents in London are ridiculously high, so help them along the way. I want them to have financial security and a good place to call their own home.

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Cleaning guru Aggie Mackenzie talks to me and my money

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