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How to get the best car insurance for young drivers

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More than 500,000 young drivers pass the driving test each year in the UK. However, the excitement of being a newly licensed driver can be short-lived once they understand how expensive car insurance for young drivers is. That’s because insurance companies consider them likely to cause accidents and make high claims.

Fortunately, there is a cheaper way for young drivers to get car insurance. Let’s take a look at some of them.

to shop

Shopping and comparing quotes from different providers are the best first steps to finding a good car insurance deal for a young driver.

Most insurance companies have a quote checking tool on their website. Or Car insurance comparison site MoneySupermarket,, GoCompare and more.

Stick to cheap cars to insure

Some cars are simply more expensive to insure than others.In the UK, cars Groups from 1 to 50, Group 1 is the cheapest insured. Grouping is based on performance, new car value, parts price, repair time, and more.

Therefore, before you buy a car, first investigate the car and then run an insurance quote based on the findings to inform you of your decision.

safe drive

Penalty point In your record, it is definitely rewarding for young drivers to drive carefully, as car insurance premiums can be high.

To prove your ability as a safe and skilled driver and potentially reduce your insurance premiums, you can consider special training courses such as: Pass Plus..

Easy to change

Custom changes such as alloy wheels and body kits may look impressive on your car. But they will probably cost you in terms of higher premiums.

Add voluntary excess

Higher voluntary excesses (prepaid at the time of billing) can significantly reduce the cost of car insurance for young drivers.

However, keep in mind that there are also compulsory excesses associated with almost all insurance policies. Therefore, run the numbers first to see if you can afford to pay the total excess if you need to make a claim.

Consider telematics

Telematics or black box insurance is a place where you can place a GPS box in your car to monitor when and how you drive. If you prove to be a safe, careful and caring driver, you can be rewarded with cheaper car insurance. See the analysis for more information. Black box insurance and how it works..

Add experienced drivers to your policy

Adding older, experienced drivers (such as parents) to your policy can reduce your insurance premiums. That’s because insurance companies reassure you that you’re not the only young driver to drive a car. In their view, this will reduce the chance of an accident.

However, to further reduce costs, do not specify an experienced driver as the primary driver. This is against the law and can lead to legal issues.

Check out multicar insurance

This may be a great option if you still live at home with your parents. Multicar insurance allows you to insure all cars in one household for one price. Experienced drivers are included in the policy, which can reduce costs.

Pay insurance premiums every year

If you can afford to pay for annual car insurance a year ago, consider it. You may save monthly interest and stop paying much lower premiums overall.

Make your car safer

Adding security features such as alarms and immobilizers to your car reduces the risk of your car being stolen. This reduces the risk to the insurer and may result in lower premiums.


In the event of a coronavirus pandemic, some insurers offer customers the option of temporarily reducing coverage or deferring payments.

We also offer Car insurance refund If your driving habits change, for example, if your driving is reduced due to the blockade of the coronavirus.

Therefore, if you haven’t done so already, check with your current insurance company to see if any of these options are available.

What’s next?

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How to get the best car insurance for young drivers How to get the best car insurance for young drivers

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