Business & Investment

I splashed £ 20,000 on a trip and got a Covid, says TV veterinarian SCOTT MILLER

Dr. Scott Miller, a television veterinarian, paid £ 20,000 for his vacation in the Maldives last year, but couldn’t go because he caught Covid.

Miller, who regularly appears on This Morning’s ITV show, said the only benefit of the holiday “nightmare” was that he couldn’t smell the unpleasant odor while performing his clinical work as a veterinarian. He said it was.

Born in Australia near Walking in Surrey, Miller is a veterinary ambassador for Petsure, an insurance company that protects existing pets.

Paradise Defeat: TV veterinarian Dr. Scott Miller, who regularly appears on ITV shows this morning, paid £ 20,000 for his vacation in the Maldives last year but couldn’t go because he caught Covid.

What did your parents teach you about money?

Do not grow on trees. I grew up in a working class family in Brisbane, Australia. My dad worked for insurance and my mother worked as a cleaner before starting sales.

They emigrated to Australia in 1967 with “10-pound pompoms”. My parents were good at saving money and had a pretty normal job, but they still had a great life and were able to return to the UK several times.

It imbued me with the fact that you can live a good life without spending a lot of money.

Have you ever had a hard time achieving your goals?

Yes, when I was studying to become a veterinarian at college.

It took me six years to work in a pub at night and had to pay for rent, books and food as a water park watchman during the holidays. Like other veterinary students, I could only afford one pair of shoes a year.

Have you ever been paid stupid money?

Yes. I participated in the dog festival. There, I just chatted with people about my experience and answered some veterinary-related questions.

I was paid quite a few thousand pounds for a day of my time.

Born in Australia near Walking in Surrey, Miller is a veterinary ambassador for Petsure, an insurance company that provides insurance for existing pets.

Born in Australia near Walking in Surrey, Miller is a veterinary ambassador for Petsure, an insurance company that provides insurance for existing pets.

What was the best fiscal year in your life?

It was 2019. I did podcasts, some TV shows, the role of ambassador, and all the clinical work as a veterinarian.

My parents told me not to talk about how much I would make, but it’s no exaggeration to say that it was a six-digit amount.

What is the most expensive thing you bought for fun?

It was a five-star family holiday paid to the Maldives for about £ 20,000 last October.

My wife and I have four children, but we haven’t been on vacation since the youngest was born three years ago, mainly because of a pandemic.

Sadly, a week before my scheduled vacation, I got Covid and couldn’t travel. So, instead of being on a beautiful uninhabited island, it felt pretty rough for my wife to sit on the other side of the plastic wall she built in her hallway.

The day I tested positive was a nightmare. I noticed that I lost my sense of smell and performed immunochromatography. She cried when I showed my wife the results. We managed to postpone the trip and plan to go later this year.

Are you fully recovered now?

I think I’m at 90% – I get there. Unfortunately, I definitely restored my sense of smell. It’s not great when you are a veterinarian. I really enjoyed it when I couldn’t smell anything.

What is your biggest money mistake?

When I first qualified as a veterinarian, I bought a Nissan car with a credit higher than my annual salary. I was incredibly naive. I was persuaded by a salesman who told me I could afford to pay monthly.

I came to the UK a year and a half later and ended up selling a car with a loss of nearly 60%. So it wasn’t the best investment I’ve ever made.

Wrong Turn: Miller's worst money decision was to buy a Nissan car with the credits he sold a year and a half later with a 60% loss.

Wrong Turn: Miller’s worst money decision was to buy a Nissan car with the credits he sold a year and a half later with a 60% loss.

The best money decision you made?

I rode a real estate ladder in 2005. I bought a great two bedroom, dual aspect penthouse apartment in Shoreditch, central London. There is a lot of outdoor space.

Shoreditch at the time was so rough compared to today that it only paid £ 445,000. It was an incredible bachelor pad.

Over the last 6 years, I have saved £ 95,000 in deposits by living a modest life and staying in an apartment above the veterinary clinic where I worked, so I didn’t have to pay rent. I was also able to borrow an incredible amount of money, given what I was making at the time as a veterinarian.

This was before the 2008 credit crunch. Being self-employed, I was able to prove my income. Perhaps it has spread the truth a little.

I remember after paying my first mortgage at the baked beans because I had very little money left. I couldn’t even move in, but I rented it until I could afford to live and stayed there.

It’s ridiculous when you think about it. Anyway, when I sold the apartment six years later, its value almost doubled.

Do you want to save on your pension or invest in the stock market?

Yes, I have a paying labor pension and I have a stake in a technology company that specializes in green energy.

Green investment makes a lot of sense to me because I am always a conservationist of the earth and have an interest in the earth. I am also the owner of some of the three veterinary clinics. I think it’s a kind of retirement plan.

Do you own any property?

Yes, my house near walking. We bought a house for just under £ 1m three and a half years ago, but it was a little unloved.

We turned it into a nice big house with enough room for all the kids. It has 6 bedrooms, a gym and a swimming pool. I think the price has definitely increased since I bought it.

What if you were the prime minister?

Make sure that multinationals such as Apple, Google, and Amazon are properly taxed. It’s shameful that some large companies virtually don’t pay taxes.

As modern Robin Hood, I use that money to fund government loans that small businesses are struggling with.

Would you like to donate to charity?

Yes, I donate to many charities. What really matters to me is StreetPaw, which provides free veterinary care for dogs owned by homeless people.

What kind of work do you do at the insurance company Petsure?

In my career, I have seen animal patients develop long-term medical conditions. This means that the owner cannot change the pet insurance company as other providers do not cover the existing terms.

As a result, insurers can raise their premiums year-on-year without conscience. I see the owners struggling financially, and it’s really upset. It’s scary for them and sad for me as a veterinarian.

What Petsure is doing is to allow owners who have existing conditions for their pets to choose between sticking to the insurance company or moving to the insurance company. This is a choice they deserve.

What are your top financial priorities?

Allow my four children between the ages of 3 and 12 to do what they want to do and reach their full potential.

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I splashed £ 20,000 on a trip and got a Covid, says TV veterinarian SCOTT MILLER

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